ROI Calculator

Estimate the revenue already in your book

Use the calculator below to model the cross-sell opportunity Cashmere can surface from your existing client relationships. All inputs are yours — the math is shown.

Start with your firm type for suggested defaults

Your Client Book

The total number of client relationships managed — individuals, households, or entities.

Average assets under management per client. Used to estimate wallet share captured.

The estimated percentage of each client's total investable wealth currently managed by your firm. Industry average for regional banks and RIAs is 25–45%.

Percentage of identified cross-sell opportunities you expect to convert with enriched intelligence. Typical range with Cashmere is 5–15%, depending on advisor capacity and segment.

Your average annual fee or revenue rate on newly captured AUM. Typical range: 0.5–1.5% for wealth management mandates.

How we calculate this

This calculator estimates the addressable cross-sell opportunity and the annual revenue uplift from capturing a portion of it. The math is transparent — adjust any input to see how each variable affects the outcome.

Addressable wallet gap = Total clients × Avg AUM × (1 − Wallet share)
Converted new AUM = Addressable gap × Conversion rate
Annual revenue uplift = Converted new AUM × Revenue rate

These are illustrative estimates based on your inputs. Actual results depend on advisor capacity, client segment, and solution configuration. Cashmere recommends reviewing these assumptions with your team before using in a business case.

Advisor Productivity

Beyond revenue, Cashmere reduces the manual research time advisors spend on meeting prep, prospect research, and cross-sell identification. Model the time savings below.

Total advisors, RMs, or bankers who would actively use Cashmere briefings and enrichment.

Industry benchmark with Cashmere: 4–10 hours/week saved across meeting prep, research, and opportunity identification. Conservative default used here.

All-in cost per hour including salary, benefits, and allocated overhead. Typical range: $75–$200 for mid-market advisor teams.

Your estimated opportunity

Cross-Sell Revenue
Total clients 5,000
Total AUM in book $2.5B
Current wallet share 35%
Addressable wallet gap $1.6B
Cross-sell conversion rate 8%
New AUM converted $130.0M
Revenue rate on new AUM 0.75%
Annual cross-sell revenue $975K

Advisor Productivity
Advisors using Cashmere 25
Hours saved per advisor / week 6 hrs
Total hours recaptured / year 7,800 hrs
Productivity savings (annual) $936K

Value composition
Revenue
Productivity
Cross-sell revenue — 51% Productivity savings — 49%
Total estimated annual value
$1.9M
Cross-sell revenue + advisor productivity savings
These figures are illustrative estimates only. Actual value depends on implementation, advisor adoption, client segment, and market conditions. We recommend using this as a starting point for internal business case development.

A Cashmere team member will walk through a scoped analysis for your institution.

Industry benchmark assumptions

The default values above are based on publicly available industry benchmarks. Adjust to reflect your firm's actuals.

Typical wallet share at community banks 20–35%
Typical wallet share at regional RIAs 30–50%
Cross-sell conversion rate without enrichment 3–6%
Cross-sell conversion rate with Cashmere enrichment 6–15%
Typical wealth management AUM fee 0.50–1.25%
Average AUM — community bank client $150K–$500K
Average AUM — RIA high-net-worth client $1M–$5M
Ready to go deeper?

Get a scoped analysis for your institution

The calculator gives you a starting point. A Cashmere team member can model the opportunity using your actual client data and firm context — confidentially, before you commit to anything.

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